JL Financial Services

Protecting Homes, Saving Families

We are Smart Professionals Available with Reliable Knowledge

Jazmin Lightbourn

EXPERIENCE PROTECTING YOU

JL Financial offers clients the best possible protection for all of their insurance needs. Our experts are here for your every insurance need and will be happy to supply you with a free no-obligation quote. Whole, term life and/or Universal Life Insurance.

Just A Few of Our A-Rated Carriers We Do Business With!

Our Services

Whole/Universal/Child Life Insurance

JL Financial has been helping people feel safer since 2013, providing our clients with the best most affordable life insurance options.

Are you spending too much precious time thinking about what might happen to you in the future? Don’t worry! We’re here to put together a policy that best meets your specific universal, whole, or term life insurance needs!

Term Life Insurance

Term life insurance is a contract between you and an insurance company that lasts for a specific period of time, such as 10,20, 25, or 30 years or until you reach age 65. In exchange for your premium payments, the insurer pays a death benefit to your beneficiaries only if you die during the term of the contract. We also have products that give you 100% of your money back at the end of the term!

Mortgage Protection Insurance

Your home is one of the biggest investments you’ll ever make, which is why families carrying a mortgage often need life insurance. If one of the main providers die, a life insurance payout can help the family keep up with mortgage payments and stay in the home. Mortgage protection insurance, also called mortgage life insurance or mortgage protection life insurance, can be a way to pay off a mortgage.

Annuities

Fixed index annuities are an efficient way to generate income. When Social Security benefits and/or pensions can’t provide enough income, this is one product that offers an optional guaranteed lifetime income stream by turning 401(k) or IRA dollars into an income stream you can’t outlive. Having a guaranteed income stream in retirement is what I call having a paycheck versus having a “playcheck.” In other words, you'll have money to live on for the rest of your life!

ABOUT US

We can access many different insurance products from ages 0-85, so you can get the right policy for you and your family.

Protecting Futures

We have years of insurance experience helping clients prepare for the unknown. Ask us about:

Universal/Whole Life Insurance

Term Life Insurance

Mortgage Protection Insurance

Final Expense Insurance

Annuities

FIND OUT MORE

Assessing Need

Many financial experts will tell you some unforeseen events and a lack of the right kind of insurance can spell trouble quickly. Call us today, and we'll analyze your insurance needs and get you covered quickly at the right price.

FIND OUT MORE

Building Relationships

Everyone has different insurance needs. Schedule an appointment for a personalized business or individual assessment and find out how we can help protect your hard-won assets.

FIND OUT MORE

ABOUT US

We have years of insurance experience helping clients prepare for the unknown. Ask us about:

Protecting Futures

Universal/Whole Life Insurance

Term Life Insurance

Mortgage Protection Insurance

Final Expense Insurance

Annuities

We can access many different insurance products from ages 0-85, so you can get the right policy for you and your family.

Assessing Needs

Many financial experts will tell you some unforeseen events and a lack of the right kind of insurance can spell trouble quickly. Call us today, and we'll analyze your insurance needs and get you covered quickly at the right price.

Building Relationships

Everyone has different insurance needs. Call us today at (786) 833-8532 or schedule an appointment for a personalized business or individual assessment and find out how we can help protect your hard-won assets.